Indlela i-AirCover YaBabungazi esebenza ngayo

I-AirCover Yababungazi inikeza isivikelo esiphelele ngaso sonke isikhathi lapho wamukela izivakashi. Ihlanganisa ukuqinisekisa ukuthi isivakashi singubani, ukuhlunga ukubhukha, u-$1 million USD woMshwalense womonakalo wombungazi, kanye no-$3 million USD wesivikelo somonakalo, nokuvikelwa kwezinto zakho eziyigugu, izimoto ezipakiwe, nezikebhe endlini yakho.

Umphakathi wethu usekelwe ekwethembaneni. Yingakho zonke izivakashi ezibhukhayo kufanele ziqedele inqubo yethu yokuqinisekisa ukuthi zingobani. Uma siqinisekisa umazisi wesivakashi, siqinisekisa imininingwane ethile yomuntu, efana negama lakhe elingokomthetho, ikheli, inombolo yocingo, noma eminye imininingwane yokuxhumana.

Uma isivakashi sesiqinisekisiwe, sizothola ibheji eliqinisekisayo ukuthi singubani. Lokhu kuboniswa ku-Airbnb njengebheji elibomvu elinophawu oluseceleni kwesithombe sephrofayili. Ngaphezu kwalokho, singase senze ukuhlola okunzulu ezivakashini zase-US.

Thola imininingwane eyengeziwe ngokuqinisekisa ukuthi isivakashi singubani

Inqubomgomo Yokuphazamiseka Komphakathi ivimbela amaphathi angagunyaziwe futhi aphazamisayo. Sisebenzisa ubuchwepheshe bokuhlunga ukubhukha ukuze siqinisekise ukugcinwa kwaleyo nqubomgomo futhi sinciphise ithuba lamaphathi aphazamisayo.

Isistimu ibheka izici ezihlukahlukene—ezihlanganisa uhlobo lwendlu ebhukhwayo, isikhathi sokuhlala, ibanga lokuya endlini ukusuka endaweni isivakashi esikuyo, nokuthi ukubhukha kungomzuzu wokugcina yini, phakathi kwezimpawu eziningi ezengeziwe—ukuze inqume ukuthi ukubhukha kufanele kuvinjelwe yini.

Thola imininingwane eyengeziwe emayelana nobuchwepheshe bokuhlunga ukubhukha

Sekuyiminyaka engaphezu kweyishumi i-Airbnb inikeza aBabungazi isivikelo somonakalo esihamba phambili embonini. Isivikelo somonakalo wombungazi, esiyingxenye ye-AirCover Yababungazi, sihlanganisa lezi zivikelo uma isivakashi singawukhokheli umonakalo esiwubangela ekhaya lakho noma empahleni yakho ngesikhathi sihlala endaweni yakho:

• U-$3 million USD wesivikelo somonakalo: Lokhu kuhlanganisa kokubili ikhaya lakho nezinto eziphakathi.
• Ukuvikelwa kwemidwebo nezinto eziyigugu: Sivikela imidwebo emihle, amatshe ayigugu, nezinto eziqongelelwayo, ezingabuyiselwa imali uma zonakala.
• Ukuvikelwa kwezimoto nezikebhe: Sinika isivikelo sokonakala kwezimoto, izikebhe, nezinye izindiza zasemanzini ozipake noma wazigcina endlini yakho.
• Isivikelo somonakalo wesilwane esifuywayo: Siyawukhokhela umonakalo obangelwe yizilwane ezifuywayo.
• Ukuhlanzisisa: Sizokubuyisela imali ngamasevisi engeziwe okuhlanza adingekayo ukuze kususwe amabala namaphunga entuthu.
• Isivikelo sokulahlekelwa yiholo: Sizokubuyisela iholo elikulahlekele uma ukhansela ukubhukha okuqinisekisiwe ku-Airbnb ngenxa yomonakalo wesivakashi.
• Inombolo yosizo yamahora angu-24: Uma kwenzeka uzizwa ungaphephile, i-app yethu ikunikeza indlela yokuthepha kanye ukuze uthole ama-ejenti ezokuphepha aqeqeshwe ngokukhethekile, ubusuku nemini.

Uma isivakashi sona indawo noma izinto zakho, wena (noma uMbungazi Ongumsizi onezimvume eziphelele osebenza egameni lakho) ungavakashela iSikhungo sethu Sezixazululo ukuze uthumele isicelo sokubuyiselwa imali ngezinyathelo ezimbalwa, bese ulandelela kalula inqubo kusukela ekuthunyelweni kwaso kuya ekukhokhelweni. Isicelo sakho sizoqale sithunyelelwe isivakashi. Uma isivakashi singaphenduli noma sikhokhe engakapheli amahora angu-24, uzokwazi ukuhilela i-Airbnb. ABabungazi abavelele (abanezindlu ezingaphandle kwesifundazwe saseWashington e-US) bathola usizo ngokuphazima kweso nokunxeshezelwa okusheshayo.

UMshwalense womonakalo wombungazi, oyingxenye ye-AirCover Yababungazi, uyakuvikela uma kwenzeka isivakashi sakho silimala noma izinto zaso zonakala noma zebiwa ngesikhathi sihlala endaweni yakho. Abantu abakusiza ubungaze, njengaBabungazi Abangabasizi nalabo abahlanzayo, nabo bafakiwe kule khavareji.

UMshwalense womonakalo wombungazi uyakukhava uma ingalo yomthetho ikuthola unecala kulokhu:

• Ngokulimala emzimbeni kwesivakashi sakho (noma abanye)
• Ngokulimala noma ukwebiwa kwempahla yesivakashi (noma abanye)
• Ngomonakalo obangelwe isivakashi (noma abanye) ezindaweni ezihlanganyelwayo, ezifana namaphaseshi nezakhiwo eziseduze

Uma kudingeka ufake ikleyimu, vele usebenzise ifomu lethu lokuthathwa komshwalense womonakalo. Sizothumela imininingwane oyinikezayo enkampanini yethu yomshwalense ethenjwayo yangaphandle, ezonikeza ummeleli ikleyimu yakho. Uzoxazulula ikleyimu yakho ngokuvumelana nemigomo yepholisi yomshwalense.

Uma unguMbungazi Wokokuzithokozisa, unekhava yoMshwalense womonakalo wokokuzithokozisa.

Thola imininingwane eyengeziwe mayelana noMshwalense womonakalo wombungazi

Similar to how you’re covered by Host liability insurance through AirCover for Hosts, service hosts are covered by Airbnb’s Experiences & Services liability insurance. All service hosts are also required to maintain liability insurance appropriate for their business while providing a service.

When Airbnb Services take place in your home, Experiences & Services liability insurance applies if the service host is responsible for damaging your home or belongings.

Get more details about Experiences & Services liability insurance.

AirCover for Hosts’ Host damage protection, Host liability insurance, and Experiences & Services liability insurance don’t cover hosts who offer stays or experiences in Japan, where Japan Host Insurance and Japan Experience Protection Insurance apply, or hosts who offer stays through Airbnb Travel LLC. Keep in mind that all coverage limits are shown in USD.

Host liability insurance and Experiences & Services liability insurance are underwritten by third-party insurers. If you’re hosting homes, experiences, or services in the UK, the Host liability and Experiences & Services liability insurance policies are underwritten by Zurich Insurance Company Ltd., and arranged and concluded at no additional cost for UK hosts by Airbnb UK Services Limited, an appointed representative of Aon UK Limited, who are authorized and regulated by the Financial Conduct Authority. Aon’s FCA register number is 310451. You can check this by visiting the Financial Services Register or contacting the FCA at 0800 111 6768. The Host liability and Experiences & Services liability policies within AirCover for Hosts are regulated by the Financial Conduct Authority, the remaining products and services are not regulated products arranged by Airbnb UK Services Limited. FPAFF609LC

In the EU, these policies have been arranged and concluded at no additional cost for the benefit of EU hosts by Airbnb Marketing Services SLU, an external collaborator of Aon Iberia Correduría de Seguros y Reaseguros, SAU, which is authorized and regulated by Autoridad de Control de la Dirección General de Seguros y Fondos de Pensiones, registered by the serial number of J0170.

Aon Iberia Correduría de Seguros y Reaseguros SAU is acting as intermediary for the EU, participating in the distribution of insurance in EU countries under the freedom of services regime to provide services under the Spanish Insurance Distribution Law, the Insurance Distribution Directive, and other legal or regulatory provisions. Without prejudice to the authority of the host country where insurance distribution services are provided, the member state responsible for the supervision of Aon is the Kingdom of Spain and the Supervisory Authority, the General Directorate of Insurance and Pension Funds, at Paseo de la Castellana 44, 28046 – Madrid.

Host damage protection isn’t insurance and isn’t related to Host liability insurance. For listings in Washington state, Airbnb’s contractual obligations under Host damage protection are covered by an insurance policy purchased by Airbnb. For hosts whose country of residence or establishment is outside of Australia, these Host Damage Protection Terms apply. For hosts whose country of residence or establishment is within Australia, Host damage protection is subject to the Host Damage Protection Terms for Australian Users.

Information contained in this article may have changed since publication.