Indlela i-AirCover YaBabungazi esebenza ngayo

I-AirCover Yababungazi inikeza isivikelo ngaso sonke isikhathi lapho wamukela izivakashi. Ihlanganisa ukuqinisekisa ukuthi isivakashi singubani, ukuhlunga ukubhukha, u-$1 million USD woMshwalense womonakalo wombungazi, kanye no-$3 million USD wesivikelo somonakalo soMbungazi, nokuvikelwa kwezinto zakho eziyigugu, izimoto ezipakiwe, nezikebhe endlini yakho.

Umphakathi wethu usekelwe ekwethembaneni. Yingakho zonke izivakashi ezibhukhayo kufanele ziqedele inqubo yethu yokuqinisekisa ukuthi zingobani. Uma siqinisekisa umazisi wesivakashi, siqinisekisa imininingwane ethile yomuntu, efana negama lakhe elingokomthetho, ikheli, inombolo yocingo, noma eminye imininingwane yokuxhumana.

Uma isivakashi sesiqinisekisiwe, sizothola ibheji eliqinisekisayo ukuthi singubani. Lokhu kuboniswa njengebheji elibomvu elinophawu oluseceleni kwesithombe saso sephrofayili. Ngaphezu kwalokho, singase senze ukuhlola okunzulu ezivakashini zase-US.

Thola imininingwane eyengeziwe ngokuqinisekisa ukuthi isivakashi singubani.

Inqubomgomo Yokuphazamiseka Komphakathi ivimbela amaphathi angagunyaziwe futhi aphazamisayo. Sisebenzisa ubuchwepheshe bokuhlunga ukubhukha ukuze siqinisekise ukugcinwa kwaleyo nqubomgomo futhi sinciphise ithuba lamaphathi aphazamisayo.

Isistimu ibheka izici ezihlukahlukene ukuze inqume ukuthi ukubhukha kufanele kuvinjelwe yini. Lokhu kuhlanganisa uhlobo lokufakwe ku-Airbnb okubhukhwayo, ubude besikhathi sokuhlala, ibanga lokuya kokufakwe ku-Airbnb ukusuka endaweni isivakashi esikuyo, nokuthi ukubhukha kwenziwe ngomzuzu wokugcina yini, phakathi kwezimpawu eziningi ezengeziwe.

Thola imininingwane eyengeziwe mayelana nobuchwepheshe bokuhlunga ukubhukha.

Isivikelo somonakalo sombungazi, esiyingxenye ye-AirCover Yababungazi, sihlanganisa lezi zivikelo uma isivakashi singawukhokheli umonakalo esiwubangela ekhaya lakho noma empahleni yakho ngesikhathi sihlala endaweni yakho.

• U-$3 million USD wesivikelo somonakalo: Lokhu kuhlanganisa kokubili ikhaya lakho nezinto eziphakathi.
• Ukuvikelwa kwemidwebo nezinto eziyigugu: Sivikela imidwebo emihle, amatshe ayigugu, nezinto eziqongelelwayo, ezingabuyiselwa imali uma zonakala.
• Ukuvikelwa kwezimoto nezikebhe: Sinika isivikelo sokonakala kwezimoto, izikebhe, nezinye izindiza zasemanzini ozipake noma wazigcina endlini yakho.
• Isivikelo somonakalo wesilwane esifuywayo: Siyawukhokhela umonakalo obangelwe yizilwane ezifuywayo.
• Ukuhlanzisisa: Thina sizokubuyisela imali ngamasevisi engeziwe okuhlanza adingekayo ukuze kususwe amabala namaphunga entuthu.
• Isivikelo sokulahlekelwa iholo: Sizokubuyisela iholo elilahleke uma ukhansela ukubhukha okuqinisekisiwe ku-Airbnb ngenxa yomonakalo wesivakashi.

Thola imininingwane eyengeziwe mayelana neSivikelo somonakalo wombungazi.

Uma isivakashi silimaza indawo yakho noma impahla yakho, wena (noma umbungazi ongumsizi onezimvume eziphelele osebenza egameni lakho) ungavakashela Isikhungo Sesixazululo ukuze uthumele isicelo sokubuyiselwa imali futhi ulandelele inqubo kusukela ekuthunyelweni kuze kube sekukhokhelweni. 

Isicelo sakho sizoqale sithunyelelwe isivakashi. Uma isivakashi singaphenduli noma sikhokhe engakapheli amahora angu-24, uzokwazi ukuhilela i-Airbnb. 

UMshwalense womonakalo wombungazi, oyingxenye ye-AirCover Yababungazi, unikeza ababungazi imali engaba ngu-$1 million USD yokuvikelwa uma kwenzeka isivakashi sakho silimala noma izinto zaso zonakala noma zebiwa ngesikhathi sihlala endaweni yakho. Abantu abakusiza ubungaze, njengababungazi abangabasizi nalabo abahlanzayo, nabo bafakiwe kule khavareji.

UMshwalense womonakalo wombungazi uyakukhava uma ingalo yomthetho ikuthola unecala kulokhu:

• Ngokulimala emzimbeni kwesivakashi sakho (noma abanye).
• Ngokulimala noma ukwebiwa kwempahla yesivakashi (noma abanye).
• Ngomonakalo obangelwe isivakashi (noma abanye) ezindaweni ezihlanganyelwayo, ezifana namaphaseshi nezakhiwo eziseduze.

Sebenzisa ifomu lokuthathwa komshwalense womonakalo ukuze ufake ikleyimu. Sizothumela imininingwane oyinikezayo enkampanini yethu yomshwalense ethenjwayo yangaphandle, ezonikeza ummeleli ikleyimu yakho. Uzoxazulula ikleyimu yakho ngokuvumelana nemigomo yepholisi yomshwalense.

Thola imininingwane eyengeziwe mayelananoMshwalense womonakalo wombungazi.

Ngendlela efanayo naleyo othola ngayo ikhava yomshwalense womonakalo Wombungazi nge-AirCover Yababungazi, ababungazi bamasevisi bathola ikhava Yomshwalense womonakalo Wokokuzithokozisa Namasevisi we-Airbnb. Bonke ababungazi besevisi kudingeka bagcine umshwalense womonakalo ofanele ibhizinisi labo ngenkathi behlinzeka ngesevisi.

Lapho Amasevisi we-Airbnb enziwa ekhaya lakho, umshwalense womonakalo Wokokuzithokozisa Namasevisi uyasebenza uma umbungazi wesevisi kunguye onecala lomonakalo wekhaya noma impahla yakho.

Thola imininingwane eyengeziwe mayelana Nomshwalense womonakalo Wokokuzithokozisa Namasevisi.

Isivikelo somonakalo wombungazi se-AirCover Yababungazi, Umshwalense womonakalo wombungazi, kanye nomshwalense womonakalo Wokokuzithokozisa Namasevisi akubanikezi ikhava ababungazi abanikeza izindawo zokuhlala noma okokuzithokozisa eJapan, lapho i-Japan Host Insurance kanye noMshwalense Wokuvikelwa Kwezokuzithokozisa eJapan usebenza khona, noma kubabungazi abanikeza izindawo zokuhlala nge-Airbnb Travel LLC. Yonke imikhawulo yekhavareji iboniswa ngama-USD.

Umshwalense womonakalo wombungazi nomshwalense womonakalo Wokuzithokozisa Namasevisi inikezwa ezinye izinkampane zomshwalense. 

Uma ubungaza amakhaya, okokuzithokozisa, noma amasevisi e-UK, ipholisi yomshwalense womonakalo Wombungazi neyomonakalo Wokokuzithokozisa Namasevisi aqinisekiswa yi-Zurich Insurance Company Ltd., futhi ahlelwa futhi aphothulwe ngaphandle kwezindleko ezengeziwe kubabungazi base-UK yi-Airbnb UK Services Limited, okungummeleli oqokiwe we-Aon UK Limited, ogunyazwe futhi olawulwa yi-Financial Conduct Authority. Inombolo yokubhalisa ye-FCA ye-Aon ithi 310451. Ungahlola lokhu ngokuvakashela i-Financial Services Register noma ngokuthinta i-FCA kule nombolo 0800 111 6768. Inqubomgomo yomonakalo Wombungazi neyomonakalo Wokokuzithokozisa Namasevisi ku-AirCover Yababungazi alawulwa yi-Financial Conduct Authority. Imikhiqizo namasevisi asele akuyona imikhiqizo elawulwayo ehlelwe yi-Airbnb UK Services Limited, FPAFF609LC.

Uma ubungaza amakhaya, okokuzithokozisa, noma amasevisi e-European Economic Area (EEA), ipholisi yomshwalense womonakalo woMbungazi kanye neyomonakalo woKokuzithokozisa Namasevisi ahlinzekwa yi-Zurich Insurance Europe AG, igatsha laseSpain, futhi ahlelwe futhi aphothulwe ngaphandle kwezindleko ezengeziwe ukuze kuzuze ababungazi abase-EEA yi-Airbnb Spain Insurance Agency S.L.U. (ASIASL), i-ejensi yomshwalense ezimele eqondiswa yi-Directorate General for Insurance Pension and Funds (DGSFP) futhi ebhaliswe eSpain ngenombolo ethi AJ0364 ku-Registry of the Insurance Distributors of the DGSFP. Ungaqinisekisa lokhu kubhalisa ngokuvakashela i-DGSFP Insurance Distributors Register, futhi ungathola imininingwane ephelele ye-ASIASL lapha.

Isivikelo somonakalo wombungazi asiwona umshwalense futhi asihlobene Nomshwalense womonakalo wombungazi. Kokufakwe ku-Airbnb kwasesifundazweni saseWashington, izibopho zenkontileka ze-Airbnb ngaphansi kweSivikelo somonakalo wombungazi zivikelwe ipholisi yomshwalense ethengwe yi-Airbnb. Kubabungazi abahlala noma abanezindawo ezingaphandle kwase-Australia, le Migomo Yesivikelo Somonakalo Wombungazi iyasebenza. Kubabungazi abahlala noma abanamabhizinisi e-Australia, Isivikelo somonakalo wombungazi singaphansi Kwemigomo Yesivikelo Somonakalo Wombungazi Sabasebenzisi Base-Australia.

Imininingwane ekulesi sihloko kungenzeka isishintshile selokhu sashicilelwa.