Ukuqonda umshwalense wohambo wezivakashi ze-Airbnb
Izimo eziphuthumayo nokuphazamiseka kohambo okungalindelekile kuyenzeka. Yingakho i-Airbnb inikeza izivakashi umshwalense wohambo noma wokubhukha.
Izivakashi ezihlala e-UK nasemazweni ayisishiyagalombili e-Europe zingafaka umshwalense ekubhukheni kwazo ngokuqondene nobungozi obuthile lapho zibhukha uhambo ngezindleko ezengeziwe. Uma izivakashi ezithenga inqubomgomo zikhansela ngenxa yesizathu esinekhava, zizokwazi ukuthumela ikleyimu yomshwalense ukuze zibuyiselwe imali yezindleko zazo zemali engabuyiselwanga yokubhukha kwe-Airbnb.
Lokhu kunganciphisa amathuba okuba izivakashi zicele aBabungazi ukubuyiselwa imali ngaphandle kwemigomo yezinqubomgomo zokukhansela zaBabungazi bazo.
Indlela izivakashi ezithenga ngayo umshwalense
Umshwalense wohambo utholakala ezivakashini ezihlala e-UK, e-Ireland, e-Austria, eGermany, e-Italy, eNetherlands, ePortugal, naseSpain. Izivakashi eFrance zingathenga umshwalense wokubhukha.
Izivakashi ezikula mazwe nakwamanye amazwe afanelekayo zingakhetha ukuthenga umshwalense ku-Airbnb ngaphambi kokuqinisekisa nokukhokhela ukubhukha. Iphrimiyamu yomshwalense wesivakashi ingamaphesenti athile ezindleko eziyingqikithi yokubhukha. Ngaphambi kokuthenga, izivakashi zingahlola imininingwane yenqubomgomo yazo kanye nemigomo nemibandela yayo.
Izivakashi ezithenga umshwalense zithola isiqinisekiso se-imeyili esinemininingwane yenqubomgomo yazo nemininingwane yendlela yokuthumela ikleyimu. Kuye ngendawo yesivakashi, izinqubomgomo zikhishwa amagatsha e-Europ Assistance ase-UK noma e-Ireland. I-Europ Assistance ingumsizi we-Generali Group, umhlinzeki womshwalense ohamba phambili emazweni amaningi.
Lokho umshwalense okukhavayo
Umshwalense wohambo noma wokubhukha usiza ekunikezeni isivikelo sezivakashi, okuhlanganisa inkokhelo engaba ngu-100% wezindleko zazo zokubhukha ezingabuyiselwa imali uma uhambo lwazo luthintwe yizigameko ezithile ezivikelwe, njengesimo sezulu esibi kakhulu noma ukugula okubi kakhulu.
Ngokwesibonelo, uma uMbungazi ebuyisela u-50% wemali eyizindleko zokubhukha kwesivakashi ngaphansi kwenqubomgomo yokukhansela yoMbungazi, umshwalense wohambo ungabuyisela ingxenye engaba ngu-50% osele lapho isivakashi sikhansela ngenxa yesizathu esinekhava. Umhlinzeki womshwalense ngeke afune ukuthola noma iyiphi imali evela kuMbungazi ukuze akhokhe ikleyimu yesivakashi.
Ikhavareji nemigomo kuyahluka ngokwendawo. Ungathola imininingwane eyengeziwe eSikhungweni Sosizo:
Umshwalense wohambo uhlukile ku-AirCover yezivakashi, enikezwa kukho konke ukubhukha. I-AirCover inikeza izivakashi isivikelo ezinkingeni ezingalindelekile ezinjengokunganembi kwendlu noma ukungakwazi ukungena.
Ezakhamuzini zase-UK: Umshwalense wohambo ugunyazwe yi-Europ Assistance S.A. Yegatsha lase-UK. I-Europ Assistance S.A. iqondiswa yi-French Supervisory authority (ACPR), 4 place de Budapest, CS92459 - 75436 Paris Cedex 09, France. I-Europ Assistance S.A. UK Branch igunyazwe yi-Prudential Regulation Authority. Ingaphansi kokuqondiswa kwe-Financial Conduct Authority kanye nokuqondiswa okulinganiselwe kwe-Prudential Regulation Authority. Imininingwane mayelana nobungako bokuqondiswa kwethu yi-Prudential Regulation Authority ingatholakala lapho icelwa. Inombolo yokubhalisa ye-FCA ye-Europ Assistance S.A. Yegatsha lase-UK ithi 203084. Umshwalense wohambo uhlelwa yi-Airbnb UK Services Limited. I-Airbnb UK Services Limited ingummeleli omisiwe we-Aon UK Limited, ogunyazwe futhi oqondiswa yi-Financial Conduct Authority. Inombolo yokubhalisa ye-FCA ye-Aon UK Limited ingu-310451, ungakuhlola lokhu ngokuvakashela i-Financial Services Register noma ngokufonela la 0800 111 6768. Umshwalense Wohambo ulawulwa yi-Financial Conduct Authority, eminye imikhiqizo namasevisi akuyona imikhiqizo eqondiswayo ehlelwe yi-Airbnb UK Services Limited. Imigomo nemibandela ephelele iyasebenza. FPAIR20243LC
Ezakhamuzini zase-France: Umshwalense wokubhukha unikezwa yi-Airbnb Ireland Insurance Services Limited futhi ugunyazwa yi-Europ Assistance S.A. (EASA), esebenza ngeGatsha lalo lase-Irish. I-Europ Assistance S.A. Irish Branch (EAIB), indawo yayo eyinhloko yebhizinisi yi-Ground Floor, Block B, Riverside IV, SJRQ, Dublin 2, Ireland, DO2 RR77 futhi yabhaliswa ku-Irish Companies Registration Office ngaphansi kwenombolo ethi 907089. I-EASA igunyazwe yi-French Supervisory authority (ACPR), 4 place de Budapest, CS92459 – 75436 Paris Cedex 09, France, kanti i-EAIB iqondiswa yi-Central Bank of Ireland ngemithetho yokuqhuba ibhizinisi. I-Airbnb Ireland Insurance Services Limited iqondiswa yi-Central Bank of Ireland. Imigomo nemibandela iyasebenza.
Kwezinye izakhamuzi ze-EU: Umshwalense wohambo ugunyazwe yi-Europ Assistance S.A. (EASA), esebenza nge-Irish Branch yayo, i-Europ Assistance S.A. Irish Branch (EAIB), indawo yayo eyinhloko yebhizinisi yi-Ground Floor, Block B, Riverside IV, SJRQ, Dublin 2, Ireland, DO2 RR77 futhi ibhaliswe ku-Irish Companies Registration Office ngaphansi kwenombolo ethi 907089. I-EASA igunyazwe yiZiphathimandla Ezengamele zaseFrance. I-Autorité de Contrôle Prudentiel et de Résolution, 4 place de Budapest, CS92459 – 75436 Paris Cedex 09, France ne-EAIB iqondiswa yi-Central Bank of Ireland ngemithetho yokuqhuba ibhizinisi. Umshwalense wohambo unikezwa umlamuleli womshwalense okuyi-Aon Iberia Correduria de Seguros y Reaseguros S.A.U. esizwa yi-Airbnb Marketing Services S.L.U. esebenza njengomhlanganyeli wangaphandle. Ihhovisi elibhalisiwe le-Aon lise-C/ Velázquez, 86D, 28006-Madrid, Spain. I-Aon ibhaliswe e-Commercial Registry of Madrid eShidini M-19857, Ivolumu 1577, Ikhasi 122, inombolo kamazisi yentela A-28109247, futhi ibhaliswe ku-Directorate-General of Insurance ne-Pension Funds’ Register of Insurance naku-Reinsurance Distributors ngaphansi kwenombolo ethi J0107. I-Aon inamandla angokwezimali nomshwalense ophrofeshinali, ngokusho kwe-Royal Decree-law 3/2020, ka-February 4, 2020, ngezinyathelo eziphuthumayo ezidlulisela emthethweni waseSpain iziqondiso ezihlukahlukene ze-European Union emkhakheni wokuthengwa kwempahla yomphakathi emikhakheni ethile; umshwalense ophrayivethi; izinhlelo zempesheni nezimali; ukukhokhiswa kwentela nezikhalazo zentela. Izinzuzo namasevisi enqubomgomo yomshwalense zichaziwe futhi zingaphansi kwezimo ezithile nokukhishwayo.
Imininingwane ekulesi sihloko kungenzeka isishintshile selokhu sashicilelwa.