Ukuqonda umshwalense wohambo wezivakashi ze-Airbnb

Izimo eziphuthumayo nokuphazamiseka kohambo okungalindelekile kuyenzeka. Yingakho i-Airbnb inikeza izivakashi umshwalense wohambo. 

Izivakashi ezihlala e-UK nasemazweni angu-8 e-EU zingafaka umshwalense ekubhukheni kwazo ngokuqondene nobungozi obuthile lapho zibhukha uhambo ngezindleko ezengeziwe. Uma izivakashi ezithenga ipholisi zikhansela ngenxa yesizathu esinekhava, zizokwazi ukuthumela ikleyimu yomshwalense ukuze zibuyiselwe imali yezindleko zazo zemali engabuyiselwanga yokubhukha kwe-Airbnb.

Lokhu kunganciphisa amathuba okuba izivakashi zicele ababungazi ukubuyiselwa imali ngaphandle kwemigomo yezinqubomgomo zokukhansela zababungazi bazo.

Umshwalense wohambo utholakala ezivakashini ezihlala e-UK, e-Ireland, e-Austria, eFrance, eGermany, e-Italy, eNetherlands, ePortugal, naseSpain. 

Izivakashi ezikula mazwe nakwamanye afanelekayo zingakhetha ukuthenga umshwalense ku-Airbnb ngaphambi kokuqinisekisa nokukhokhela ukubhukha. Iphrimiyamu yomshwalense wesivakashi ingamaphesenti athile ezindleko eziyingqikithi yokubhukha. Ngaphambi kokuthenga, izivakashi zingahlola imininingwane yepholisi yazo kanye nemigomo nemibandela yayo.

Izivakashi ezithenga umshwalense zithola isiqinisekiso se-imeyili esinemininingwane yepholisi yazo nemininingwane yendlela yokuthumela ikleyimu. Kuye ngendawo yesivakashi, amapholisi akhishwa amagatsha e-Europ Assistance ase-UK noma e-Ireland. I-Europ Assistance ingumsizi we-Generali Group, umhlinzeki womshwalense ohamba phambili emazweni amaningi.

Umshwalense wohambo usiza ekunikezeni isivikelo sezivakashi, okuhlanganisa inkokhelo engaba ngu-100% wezindleko zazo zokubhukha ezingabuyiselwa imali uma uhambo lwazo luthintwe yizigameko ezithile ezivikelwe, njengesimo sezulu esibi kakhulu noma ukugula okubi kakhulu.

Ngokwesibonelo, uma umbungazi ebuyisela u-50% wemali eyizindleko zokubhukha kwesivakashi ngaphansi kwenqubomgomo yokukhansela yombungazi, umshwalense wohambo ungabuyisela ingxenye engaba ngu-50% osele lapho isivakashi sikhansela ngenxa yesizathu esinekhava. Umhlinzeki womshwalense ngeke afune ukuthola noma iyiphi imali evela kumbungazi ukuze akhokhe ikleyimu yesivakashi.

Ikhavareji nemigomo kuyahluka ngokwendawo. Ungathola imininingwane eyengeziwe eSikhungweni Sosizo.

Umshwalense wohambo uhlukile ku-AirCover yezivakashi, enikezwa kukho konke ukubhukha. I-AirCover inikeza izivakashi isivikelo ezinkingeni ezingalindelekile ezinjengokunganembi kokufakwe ku-Airbnb noma ukungakwazi ukungena.

Ezakhamuzini zase-UK: Umshwalense wohambo ugunyazwe yi-Europ Assistance S.A. UK Branch. I-Europ Assistance S.A. iqondiswa yi-French Supervisory authority (ACPR), 4 place de Budapest, CS92459 - 75436 Paris Cedex 09, France. I-Europ Assistance S.A. UK Branch igunyazwe yi-Prudential Regulation Authority. Ingaphansi kokuqondiswa kwe-Financial Conduct Authority kanye nokuqondiswa okunomkhawulo kwe-Prudential Regulation Authority. Imininingwane mayelana nobungako bokuqondiswa kwethu yi-Prudential Regulation Authority ingatholakala lapho icelwa. Inombolo yokubhalisa ye-FCA ye-Europ Assistance S.A. UK Branch ithi 203084. Umshwalense wohambo uhlelwa yi-Airbnb UK Services Limited. I-Airbnb UK Services Limited ingummeleli omisiwe we-Aon UK Limited, ogunyazwe futhi oqondiswa yi-Financial Conduct Authority. Inombolo yokubhalisa ye-FCA ye-Aon UK Limited ingu-310451, ungakuhlola lokhu ngokuvakashela i-Financial Services Register noma ngokufonela inombolo ethi 0800 111 6768. Umshwalense Wohambo ulawulwa yi-Financial Conduct Authority, eminye imikhiqizo namasevisi akuyona imikhiqizo eqondiswayo ehlelwe yi-Airbnb UK Services Limited. Imigomo nemibandela ephelele iyasebenza. FPAIR20243LC

Ezakhamuzini ze-EU: Umshwalense wohambo ugunyazwe yi-Europ Assistance S.A. (EASA), esebenza nge-Irish Branch yayo, i-Europ Assistance S.A. Irish Branch (EAIB), indawo yayo eyinhloko yebhizinisi eyi-Ground Floor, Block B, Riverside IV, SJRQ, Dublin 2, Ireland, DO2 RR77, futhi ibhaliswe ku-Irish Companies Registration Office ngaphansi kwenombolo ethi 907089. I-EASA igunyazwe yi-French Supervisory authority. I-L’Autorité de Contrôle Prudentiel et de Résolution, 4 place de Budapest, CS92459 – 75436 Paris Cedex 09, France ne-EAIB iqondiswa yi-Central Bank of Ireland ngemithetho yokuqhuba ibhizinisi. Umshwalense wohambo unikezwa yi-Airbnb Spain Insurance Agency, S.L.U., (ASIASL), i-ejensi yomshwalense ezimele ebhaliswe eSpain ngenombolo ethi AJ0364 ku-Administrative Registry of Insurance Distributors of the Directorate General for Insurance and Pension Funds. Ihhovisi elibhalisiwe le-ASIASL yi-Calle Casanova, número 2-4, P.9, 08011, Barcelona, Spain. Izinzuzo namasevisi epholisi yomshwalense zichaziwe futhi zingaphansi kwezimo ezithile nokukhishwayo.

Imininingwane ekulesi sihloko kungenzeka isishintshile selokhu sashicilelwa.