Yonke into okudingeka uyazi mayelana nezindleko zokuhlanza

Ukunquma ukuthi uyazifaka yini izindleko zokuhlanza kuyingxenye ebalulekile yesu lokubeka inani. Abanye ababungazi bakuthola kuyindlela ewusizo yokubuyisa izindleko zokuhlanza. Kodwa uma imali iphezulu kakhulu, ingase idikibalise izivakashi ekubhukheni ikhaya lakho—futhi inciphise iholo lakho.

Nakhu okufanele ukukhumbule njengoba ucabanga ngezindleko zokuhlanza nokubhukha.

Izivakashi zisitshela ukuthi ziyayithanda indawo ehlanzekile namanani afanele ngaphezu kwakho konke. Esinye sezizathu ezivame kakhulu ezenza izivakashi zinikeze izinkanyezi ezingaphansi kwezinhlanu ukungahlanzeki. Ucwaningo lwethu lubonisa ukuthi uma indlu yakho inenani lokuhlanza, izivakashi zizolindela ukuba ibe nenhlanzeko esezingeni eliphakeme, futhi lokho kungaholela ekutheni zihlolisise lapho ziphawula ngokuhlala kwazo.

Uma ukhetha ukufaka izindleko zokuhlanza, zikhuphula ingqikithi yenani lokuhlala futhi ziyabonakala ezivakashini njengenkokhiso ehlukile lapho zikhokha. Izindleko zokuhlanza eziphakeme zingenza zicabange kabusha ngokubhukha kuwe. Izivakashi ziyakwazi nokuvula isici sokubonisa ingqikithi yenani, esizivumela ukuba zibuke ingqikithi yenani ezindlini, okuhlanganisa zonke izindleko, emiphumeleni yokusesha.

Ukugcina inani lakho liphansi kungasiza indlu yakho ivelele futhi ibe nesilinganiso esiphezulu emiphumeleni yokusesha. Lezi zibalo ze-Airbnb zibeka kuqala ingqikithi yenani nekhwalithi yendlu uma iqhathaniswa nezindlu ezifanayo eziseduzane.

Ungasebenzisa amathuluzi okubeka amanani ekhalendeni lakho ukuze ubone ingqikithi yenani lezinsuku ezihlukahlukene nezinhlobo zohambo, futhi uliqhathanise nokufakwe ku-Airbnb okufanayo okuseduze.

Lapho usuthole isistimu yokuhlanza ekusebenzelayo, hlanganisa izindleko zakho bese usetha ibhajethi yokuhlanza enembile. Nawa amacebiso ambalwa okufanele uwacabangele lapho uhlaziya izindleko:

• Qhathanisa amanani. Uma uqasha umnakekeli wendlu ophrofeshinali, buyekeza izindleko zakhe uziqhathanise nezezinye izinkampani ukuze uthole inani elingcono kakhulu, kuyilapho usamkhokhela iholo elifanele.
• Xoxa nalabo abakuhlanzelayo. Cabangela ukubuza umnakekeli wendlu yakho ukuthi uzoyamukela yini imali encane ukuze lilingane namanye. “Sanikeza iholo lenyanga eliqinisekisiwe phakathi nenkathi engematasa, ngisho noma besinokubhukha okukodwa noma okubili,” kusho uLorna, ongumbungazi. “Ukuze sihlalise izivakashi, sasikhokha kancane phakathi nenkathi ematasa.”
• Yiba nesitokwe. Cabanga ngezinto zokuhlanza ovame ukuzisebenzisa. Uku-oda lezi zinto ngobuningi kuvame ukubiza inani elincane ngokuhamba kwesikhathi.

Nquma ukuthi uzozikhokhela kanjani izindleko zakho zokuhlanza futhi ugcine inani lendlu yakho liphansi. Cabangela lokhu:

• Ukuhlola intela engase idonswe. Ungase ukwazi ukukhipha ezinye izindleko zokubungaza, okuhlanganisa izindleko zokuhlanza, lapho ufaka izintela zakho zeholo. Isisebenzi esiyiphrofeshinali sentela singakunikeza imininingwane eyengeziwe noma usizo.
• Ukufaka izindleko enanini lakho lobusuku. Bala ukuthi uzikhokhela malini izinto zokuhlanza, amasevisi okuwasha, nokunakekelwa kwendlu kanye nezinye izindleko zakho zokusebenza. Lokhu kuzokunika umbono obanzi ozokusiza usethe inani lakho lobusuku.
• Ukufaka inani lokuhlanza. Sebenzisa lokhu ukuze ukhokhele izinto zokuhlanza noma isevisi ephrofeshinali yokunakekelwa kwendlu, hhayi njengendlela yokuthola imali eyengeziwe.

Uma unquma ukufaka izindleko zokuhlanza, kumbalwa ongakhetha kukho:

• Ukusetha inani elimisiwe. Faka inani elilodwa lezindleko zokuhlanza kuzo zonke izivakashi, kungakhathaliseki ubude besikhathi sazo sokuhlala. Lokhu kungaba isu elihle kubabungazi ababungaza ukuhlala kwesikhathi eside.
• Ukushintshashintsha inani lakho lezindleko zokuhlanza. Heha izivakashi ezibhukha ukuhlala kwesikhashana kobusuku obubodwa noma obubili ngokusetha izindleko zokuhlanza eziphansi. Ungagcina imali ejwayelekile yokuhlanza kukho konke okunye ukuhlala.

Uma usemusha ekubungazeni, cabangela ukulinda ukufaka izindleko zokuhlanza kuze kube yilapho uba nokuphawula okumbalwa okuhle ukuze ukhuthaze ukubhukha.

Faka noma ushintshe izindleko zokuhlanza kuthebhu yamanani yekhalenda lendlu yakho.

Ezinhlotsheni ezithile zokuhlanzisisa, njengokususa amabala noma iphunga lentuthu elishiywe izivakashi, ungase ufanelekele ukubuyiselwa imali engaba ngu-$3 million USD ngaphansi kweSivikelo somonakalo wombungazi, esiyingxenye ye-AirCover Yababungazi. Isivikelo somonakalo woMbungazi sinekhava engaba ngu-$3 million USD. Lokhu kuhlukile ezindlekweni zakho zokuhlanza futhi akudingi ukusethwa kusengaphambili.

Isivikelo somonakalo wombungazi se-AirCover yaBabungazi, uMshwalense womonakalo wombungazi, kanye nomshwalense womonakalo woKokuzithokozisa Namasevisi awukhavi ababungazi abanikeza amakhaya noma okokuzithokozisa eJapan, lapho okusebenza khona i-Japan Host Insurance kanye ne-Japan Experience Protection Insurance, noma ababungazi abanikeza ukuhlala nge-Airbnb Travel LLC. Khumbula ukuthi yonke imikhawulo yekhava iboniswa ngama-USD.

Umshwalense womonakalo wombungazi kanye nomshwalense womonakalo woKokuzithokozisa Namasevisi uqinisekiswa yizinkampane zomshwalense eziseceleni. Uma ubungaza amakhaya, okokuzithokozisa, noma amasevisi e-UK, amapholisi omshwalense womonakalo woMbungazi nomshwalense womonakalo woKokuzithokozisa Namasevisi aqinisekiswa yi-Zurich Insurance Company Ltd., futhi ahlelwa futhi aphothulwe ngaphandle kwezindleko ezinezelwe kubabungazi base-UK yi-Airbnb UK Services Limited, okungummeleli oqokiwe we-Aon UK Limited, ogunyazwe futhi olawulwa yi-Financial Conduct Authority. Inombolo yokubhalisa ye-FCA ye-Aon ithi 310451. Ungahlola lokhu ngokuvakashela i-Financial Services Register noma ngokuthinta i-FCA kule nombolo 0800 111 6768. Amapholisi omonakalo woMbungazi kanye nomonakalo woKokuzithokozisa Namasevisi ku-AirCover Yababungazi alawulwa yi-Financial Conduct Authority. Imikhiqizo namasevisi asele akuyona imikhiqizo elawulwayo ehlelwe yi-Airbnb UK Services Limited. FPAFF405LC

E-EU, la mapholisi ahlelwe futhi aphothulwe ngaphandle kwezindleko ezengeziwe ukuze kuzuze ababungazi be-EU yi-Airbnb Marketing Services SLU, umhlanganyeli wangaphandle we-Aon Iberia Correduría de Seguros y Reaseguros, SAU, egunyazwe futhi elawulwa yi-Autoridad de Control de la Dirección General de Seguros y Fondos de Pensiones, ebhaliswe ngenombolo yesiriyali ethi J0170. I-Aon Iberia Correduría de Seguros y Reaseguros SAU isebenza njengomlamuleli we-EU, ibamba iqhaza ekusakazweni komshwalense emazweni we-EU ngaphansi kombuso wenkululeko yamasevisi ukuze inikeze amasevisi ngaphansi kwe-Spanish Insurance Distribution Law, i-Insurance Distribution Directive, namanye amalungiselelo ezomthetho noma alawulayo. Ngaphandle kokubandlulula igunya lezwe lombungazi lapho kuhlinzekwa khona amasevisi okusatshalaliswa komshwalense, izwe eliyilungu elibhekele ukuhlela i-Aon yi-Kingdom of Spain ne-Supervisory Authority, i-General Directorate of Insurance and Pension Funds, e-Paseo de la Castellana 44, 28046 – Madrid.

Isivikelo somonakalo wombungazi asiwona umshwalense futhi asihlobene noMshwalense womonakalo wombungazi. Ngaphansi kwesivikelo somonakalo wombungazi, uyanxeshezelwa ngomonakalo othile obangelwe yizivakashi ekhayeni nasempahleni yakho uma isivakashi singawukhokheli lowo monakalo. Ezindlini zasesifundazweni saseWashington, izibopho zenkontileka ze-Airbnb ngaphansi kwesivikelo somonakalo wombungazi zivikelwe ipholisi yomshwalense ethengwe yi-Airbnb. Kubabungazi abahlala noma abanezindawo ezingaphandle kwase-Australia, le Migomo Yesivikelo Somonakalo Wombungazi iyasebenza. Kubabungazi abahlala noma abanemizi e-Australia, isivikelo somonakalo wombungazi singaphansi kweMigomo Yesivikelo Somonakalo Wombungazi Sabasebenzisi Base-Australia.

Imininingwane ekulesi sihloko kungenzeka isishintshile selokhu sashicilelwa.