Okudingekayo ukuze ube uMbungazi ovelele

Ababungazi bethu abahamba phambili babizwa ngokuthi Ababungazi abavelele. Ngaphezu kwezinzuzo ezinjengokubonakala okwengeziwe nokufinyelela imiklomelo ekhethekile, izindlu zabo nephrofayili kunebheji eliyingqayizivele elitshela abanye ngokubungaza kwabo okusezingeni eliphezulu.

Izimfuneko zokuba uMbungazi ovelele

Ukuze babe uMbungazi ovelele, ababungazi kumelwe babe ngumnikazi wendlu yendlu ene-akhawunti esesimweni esihle futhi abadinga ukuhlangabezana nezimfuneko ezilandelayo:

• Ubungaze ukubhukha okungenani okungu-10, noma ukubhukha okungu-3 okunengqikithi yobusuku okungenani obungu-100
• Ugcine isilinganiso sokuphendula esingu-90% noma ngaphezulu
• Igcinwe isilinganiso sokukhansela esingaphansi kuka-1%, ngaphandle kokukhansela ngenxa yeZenzakalo Ezinkulu Eziphazamisayo noma ezinye izizathu ezizwakalayo
• Igcine isilinganiso esingu-4.8 noma ngaphezulu (Ukuphawula kubalwa ngesimo Sombungazi ovelele lapho kokubili isivakashi nombungazi bethumele ukuphawula, noma inkathi yezinsuku ezingu-14 yokuphawula isiphelile, noma yikuphi okuza kuqala.)

Qaphela: Izimfuneko zihlolwa kuphela ezindlini lapho umbungazi engumnikazi wendlu-noma yiziphi izindlu lapho umbungazi engumbungazi ongumsizi ngeke zibe negalelo ekufanelekeni kwakhe koMbungazi ovelele.

Lapho isteyithasi sokuba uMbungazi ovelele sihlolwa

Njalo ezinyangeni ezingu-3, sihlola iphefomensi yakho njengombungazi ezinyangeni ezingu-12 ezedlule kuzo zonke izindlu ku-akhawunti yakho. (Noma kunjalo, akudingeki ukuthi ubungaze zonke izinyanga ezingu-12 ukuze ufaneleke.) Ukuhlolwa ngakunye kwekota kuyinkathi yezinsuku ezingu-7 eqala ngomhla ka-:

• Januwari 1
• April 1
• July 1
• Okthoba 1

Kwenzekani uma uhlangabezana nezimfuneko zoMbungazi ovelele

Uma uhlangabezana nezimfuneko zohlelo ngosuku lokuhlola, uzoba Umbungazi ovelele ngokuzenzakalelayo-akukho isidingo sokusebenza. Sizokwazisa ngesimo sakho ekupheleni kwenkathi ngayinye yokuhlola. Kungathatha isikhathi esingaba iviki ukuba ibheji lakho loMbungazi ovelele libonakale endlini yakho.

Ingabe uhlangabezane nazo zonke izimfuneko zoMbungazi ovelele phakathi nezinkathi zokuhlola? Isimo Sombungazi ovelele siklonyeliswa izikhathi ezingu-4 kuphela ngonyaka, ngakho-ke ngeke siklonyeliswe kuze kube usuku olulandelayo lokuhlola, inqobo nje uma usafaneleka ngaleso sikhathi.

Abasizi nababungazi bokokuzithokozisa abahloliwe ngesimo Sombungazi ovelele

Ukuze kuhlolwe isimo Sombungazi ovelele, umbungazi kumelwe abe umnikazi wendlu yendlu eyodwa noma ngaphezulu. Abasizi nababungazi bokokuzithokozisa abafakiwe kulokhu kuhlola.

Ngisho noma umsizi emenenja indlu njengombungazi oyinhloko, awanakucatshangelwa ngesimo Sombungazi ovelele ngokusekelwe kuleyo ndima yomsizi. Noma kunjalo, uma umsizi naye engumnikazi wendlu yenye indlu, angahlolwa ngesimo Sombungazi ovelele ngokusekelwe ekusebenzeni kwayo. Ukusebenza kwanoma iyiphi indlu lapho engumbungazi ongumsizi ngeke kube negalelo ekufanelekeni kwabo kwaBabungazi Abavelele.

Ngokufanayo, ababungazi bokokuzithokozisa abakufanelekeli ukuthola isimo Sombungazi ovelele. Uma umbungazi wokokuzithokozisa naye engumnikazi wendlu yendlu, angafanelekela isimo Sombungazi ovelele ngokusekelwe ekusebenzeni kwaleyo ndlu. Ukusebenza kwanoma yiziphi izindlu zabo zokokuzithokozisa ngeke kube negalelo ekufanelekeni kwabo koMbungazi ovelele.